Data security services vendor ID Experts is making available a free checklist, “10 Things to Consider Before Purchasing Cyber Insurance.”
“Cyber insurance policies typically cover an organization’s data that is stored both online and offline,” according to the company. “These policies are designed to help offset expenses that may arise from a data breach event, including forensics investigations, notification letters and call centers, credit monitoring, legal fees, public relations activities, regulatory and legal fines and penalties, and liability.
“However, there are often limits on coverage and choice. Some cyber policies may restrict the way an organization responds to a data breach. For example, in the event of a health care data breach, the policy may only cover credit monitoring services, when in fact a patient needs medical identity monitoring. Or coverage may not extend to a data breach caused by a third party, such as a cloud computing service provider, even though the primary organization is liable.”
The checklist is available here. Registration is required.
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