Six federal agencies have issued a final rule requiring insurers to provide to consumers at the time of enrollment a plain-English summary of benefits and coverage, and a uniform glossary of terms.
The rule is mandated under the Affordable Care Act. The agencies--the Internal Revenue Service, Department of Treasury, Employee Benefits Security Administration, Department of Labor, Centers for Medicare and Medicaid Services, and Department of Health and Human Services--also have issued a notice outlying templates, instructions and related materials, and guidance for compliance.
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