Major shifts are taking place in the healthcare market which will lead to disruptive and constantly-moving changes, including private exchanges. Those that realize the change ahead and adapt to it will be the ones that are successful.

During two opening keynote addresses at Employee Benefit News’ Private Healthcare Exchanges Conference in Chicago on Wednesday, show-goers got a glimpse of expected changes to the industry. The warning signs are all there that change is coming, said David Smith, partner and director of payer services at consultancy Leavitt Partners. They include:

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