The answer to that question is still fuzzy. That’s because while the Department of Health and Human Services has confirmed to Employee Benefit News that health reimbursement arrangements and health savings accounts will be offered on the public exchanges, HHS still hasn’t released the details and regulations surrounding these accounts. So where do industry leaders think we’re headed with these accounts?

“Anything out of the public exchange will be the same analysis as insurers will have to offer to groups,” says Mark Holloway, a director of compliance at Lockton Benefit Group. “HSAs and HRAs are consumer-driven plans and they’ll continue to grow in popularity, as they’re effective at holding down costs.”

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