“When you walk around Las Vegas, what you see most is money changing hands for no apparent reason. You could say the same thing about health care.”

That’s how Jay Gellert, president and CEO at Health Net, opened his presentation to other insurance executives at AHIP 2013 in Las Vegas. But he added that the Affordable Care Act will fundamentally redesign the nation’s health care system. “The core question of the law is: Will we fix the system to provide access to all people or will we not? We will answer that question in the next decade.”

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