Preparing for health insurance exchanges, the Centers for Medicare and Medicaid Services has developed a three-page health insurance application form for individuals, down from 21 pages. The application for families is cut by two-thirds, according to CMS.
A single application is all that is needed to apply for private plans offered on an exchange, Medicaid and Children’s Health Insurance Program, as well as tax credits to help pay the premiums. Consumers can apply online, by phone or a paper application, with the online form shortening during completion based on responses to questions. More information on the forms is available here.
State-level health insurance exchanges are expected to begin operating on Oct. 1, 2013, to serve open enrollment for coverage in 2014.The federal government is building the exchange in 27 states and partnering on the exchange in seven other states, with 16 states and the District of Columbia building an exchange on their own with federal funds.
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