The Department of Health and Human Services has released a final rule to implement state-level Affordable Insurance Exchanges to provide consumers and small employers one-stop shopping for coverage.

The rule is available here and will be published March 27 in the Federal Register. The state exchanges are mandated under the Affordable Care Act by 2014. The government will implement an exchange in states that refuse to do so. At least two states--Kansas and Oklahoma--have returned federal funds to build the exchanges, with political leaders saying the states will use other resources to offer an exchange.

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