In conjunction with this month’s cover story, “Buyer beware,” in Employee Benefit News (a sister publication to HDM) which examines consumer readiness for purchasing their own health care coverage via public and private exchanges, Dr. Raymond Fabius, chief medical officer at Truven Health Analytics, penned this guest blog post questioning the wisdom of shifting to the exchange-only model. Read his arguments against moving away from the employer-sponsored health care system, and share your thoughts in the comments. —Kelley M. Butler, Editor-in-Chief at EBN.

Sears Holdings and Darden Restaurants shook up the health care industry recently, when they announced a new approach to providing health care coverage to employees. Under the new plans, employees will be given a fixed sum of money each year to choose their coverage and insurer from an online marketplace.  

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