Philip  Gonsalves

Philip Gonsalves

Philip Gonsalves is the founder and Managing Partner of Exceder Real Estate Advisors, LLC, an independent third party commercial real estate underwriting, due diligence and consulting firm. Over the course of his career, Phil has managed hundreds of engagements for various clients including recent projects for an FDIC financial advisor as loan seller as well as analyzing and valuing FDIC loan pools for potential investors. In addition to loan sales underwriting, he has provided loan valuation, strategic analysis and consulting services to portfolio lenders and CMBS investor. He directly underwritten and overseen the underwriting of numerous loans for the CMBS market. Phil has extensive experience analyzing all types of commercial real estate and debt including mezzanine loans and highly structured, multi-tranche transactions.Phil has over 25 years of commercial real estate experience. Prior to founding Exceder, he was with McCary Stevens Associates, Inc. for over 10 years as a Senior Project Manager and Principal. Before McCary Stevens, he worked on CMBS loan origination and underwriting for QuestCap and Paine Webber. Phil also has commercial banking experience with CenterBank as a Vice President in the Credit Administration Department and with RECOLL Management/Fleet Financial Group as Vice President working out loans for the FDIC related to failure of Bank of New England. Phil’s commercial real estate career started with a regional commercial appraisal firm in 1985. Phil is a graduate of Boston College with a Bachelor of Arts degree in History.