Merrill Halpern oversees Credit Card and Debit Card products at the United Nations Federal Credit Union, a financial cooperative which serves the active and retired staff of the United Nations and UN Specialized Agencies and their families in more than 200 countries and territories, as well as the United Nations Association of the United States of America (UNA-USA) which advocates for the United Nations.� In 2010, under his leadership, UNFCU became the first issuer in the United States to offer credit cards with high security Europay-MasterCard-VISA� (EMV) Chip and personal identification number (PIN) capabilities.� Such an innovation -- driven in response to fulfill members� needs -- attracted widespread industry and media attention.Mr. Halpern has more than 25 years� experience in the global payments industry.�Prior to joining UNFCU in 2005, he worked in the product development and operational areas of Citibank, N.A., NYCE Payments Network, LLC, and MasterCard International, all in New York.� A native New Yorker, he is a frequent contributor to international panel discussions and news sources within the payments landscape, including the Smart Card Alliance, AITE Group, VISA International, EMVCo, FOX Business News and the Wall Street Journal.
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