A new report suggests young and low-wage workers will face the greatest challenges in terms of health care eligibility and cost. Among employees under age 30, only half participated in their employer’s health benefits program in 2013, compared to 70% of employees age 40 and older, according to the 2013 ADP Annual Health Benefits Report, which examined data from about 600,000 employees from 175 U.S.-based companies.

“It’s a pretty wide disparity,” says Tim Clifford, president, ADP Benefits Administration Services. “That’s significant because we’ve seen that participation rate in the under-30 group drop over the last four years. That is one of the major categories of the population – a sizeable focus group, if you will – for the impact of the ACA this January.”

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