As the prevalence of high-deductible health care insurance plans rises, driving up consumers’ initial out-of-pocket medical expenses, doctors and medical clinics are seeking new ways to collect payments through credit and debit cards.

The trend is creating opportunities for developers of systems that enable doctors’ offices and clinics to lock in a patient’s bankcard information at the time a medical service is performed so they may charge the account when providers and insurance carriers later determine the patient’s out-of-pocket costs.

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