The Department of Health and Human Services has issued an interim final rule to adopt the electronic funds transfer transaction as a HIPAA transaction.

The rule sets the stage for adopting operating rules for EFT, as well as the electronic remittance advice transaction. Operating rules are designed to tighten and make more uniform HIPAA standards for electronic administrative/financial transactions. Adoption of a series of operating rules between 2013 and 2016 is mandated under the Affordable Care Act.

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