Blues Plans to Offer ID Protection as Part of Coverage

All Blue Cross and Blue Shield plans across the nation, including the District of Columbia and Puerto Rico, are finalizing details on a program to offer their covered members continuous credit monitoring and fraud detection services for as long as they are members.

The service also will include fraud resolution support should the need arise. These services are not intended to be offered only in the event of a breach at a participating Blues plan; they are an ongoing, proactive set of services that will be offered as part of the insurance coverage package.

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There are a few caveats: members must opt-in for the services, it is the decision of employers to offer the services, and in some cases the service may not be available because of contractual or regulatory issues. But in the age of sophisticated cybercrime, the plans believe such services are necessary, according to a Blue Cross Blue Shield Association spokesperson.

The plans are negotiating with multiple ID protection vendors and expect the services to be available beginning on or before January 1, 2016.