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David Berenbaum

David Berenbaum serves as the National Community Reinvestment Coalition�s (NCRC) Chief Program Officer. NCRC is an association of more than 600 community-based organizations that promote access to banking services, including credit and savings, to create and sustain affordable housing, job development, and vibrant communities for America�s working families.Mr. Berenbaum has achieved a national reputation as a fair lending expert and as outspoken and objective consumer protection & civil rights advocate - most recently by investigating and challenging the use of discriminatory credit overlays by FHA mortgage originators & being an open critic of the proposed Qualified Residential Mortgage standard. David frequently appears as an expert on numerous national news magazine and media shows � including Dateline NBC, The CBS Evening News, CNBC, Bloomberg, CNN and is regularly quoted in newspapers and on-line publications across the country. David is responsible for implementing NCRC�s public policy, compliance, housing counseling, training, consumer protection & civil rights programs, including efforts to affirmatively further fair housing, ensuring the older Americans can age in place, and providing direct services to working families to ensure that they can live in the affordable housing of their choice., ??He has testified on numerous occasions before Congress & regulatory agencies on the future of housing finance, need for a strong Consumer Financial Protection Bureau, solutions to the current foreclosure crisis, emerging fair lending, valuation, consumer protection issues, the Community Reinvestment Act, civil rights enforcement, responsible mortgage servicing, appraisal & valuation issues, predatory lending, mortgage scams, and the financial services meltdown.