Credit card tech may solve health identity and payments issues

The Smart Card Alliance suggests there’s convergence between credit and healthcare uses.


Can the same technology that is used to reduce fraud with counterfeit credit cards be used to deal with security issues involving healthcare identity, authentication and payments?

That’s the question before the Smart Card Alliance, which believes that smart card technology can address both concerns.

A just-released white paper from the alliance offers the premise that EMV chip technology can be used to address identity authentication issues within healthcare, just as it is being used to deal with credit card fraud.

The paper was developed by the Health and Human Services Council of the Smart Card Alliance.

“As the healthcare industry examines ways to increase security and reduce fraud, stakeholders should look at leveraging smart card technology, including the smart card terminal infrastructure supporting EMV payment cards being put in place today,” said Randy Vanderhoof, executive director of the Smart Card Alliance.

Vanderhoof says he believes that EMV payment acceptance systems and smart card technology-based identity authentication solutions “can allow healthcare organizations to increase security, decrease payment vulnerability, reduce fraud and improve workflow.”

The emergence of the EMV-enabled point of sale infrastructure enables the convergence of healthcare identity authentication and payment, by using available smart card and EMV technology to add healthcare identity authentication to the payments acceptance infrastructure.

By leveraging the EMV migration and consequent shift in POS technology, healthcare smart cards and the hardware infrastructure to support them are becoming a reality, Vanderhoof believes.

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